yeah, this pretty much. it's not difficult to play the character without caring about the WoL, the difficulty comes in how WoL players interact with you and throw OOC fits and make drama because you won't tag them or because you won't treat their special OC like they're the canon WoL.

the person in this thread screaming at everyone about how "easy" it is to play an NPC from ffxiv without interacting with a WoL has probably never actually tried to play an NPC in a game.